Life and AD&D Insurance

What You Need to Know

The Fund provides life insurance and accidental death and dismemberment (AD&D) insurance to eligible members. Benefits for both plans are paid through the Fund’s insurance policies with Union Labor Life Insurance Company.


  • $30,000 life insurance benefit, payable to your beneficiary if you die.
  • Additional $30,000 AD&D benefit payable to your beneficiary if you die from a covered accident—for a total of $60,000: $30,000 life insurance + $30,000 AD&D insurance.
  • Up to $30,000 AD&D benefit payable to you if you sustain certain severe injuries in a covered accident.
  • To name or update your beneficiary, contact the Fund Office.
  • To be valid, your beneficiary designation must be on file at the Fund Office when you die.


Contact the Fund Office if you need to submit a claim.

Fund Office
200 Midway Road
Cranston, RI 02920

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